![]() However, our proficient team of trained professionals is eager to help you find top-tier finance programs at the most competitive rates. More details on software and accessibility are available at you need help financing your next new or used vehicle, then look no further than Karl Malone Toyota! We understand that the finance process can be stressful and time-consuming. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. Further information is available in our FICO Data Privacy Policy. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Many factors affect your FICO Scores and the interest rates you may receive. Equifax Credit Report is a trademark of Equifax, Inc. Learn moreįICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether. All rights reserved.Īll FICO ® Score products made available on include a FICO ® Score 8, and may include additional FICO ® Score versions. Please let me know if you need further information to be able to assist.Ĭopyright ©2001- Fair Isaac Corporation. I'm very open to suggestions as this will be the first thing I've tried purchasing since the BK. I'm already getting calls asking what my plan is when the lease is up, and although I know I'm going to purchase the car, I'm nervous that I won't be able to get a loan. I have my motorcycle loan through my credit union, but I'm not sure they'll give me another loan because one loan (personal loan) I had from them was included in my BK. I intend to put down more than half of what I will need to purchase the car, but I will still need a loan for $5-6 thousand but I'm afraid I'm going to have a hard time getting the loan. Currently, for Auto loan scores, it appears that Equifax (my 648 score) shows the best scores for me if they use Fico Scoring 5 (score of 672). I was wondering if anyone knows which scores they pull. ![]() ![]() Currently I have Toyota Financial services for my loan. SO, I am now 648, 638, 650 (could be at 688, 678 & 690 had the Jared card not gotten closed!) and I need to purchase my car (my lease is up in August). Then, I had a Jared card with a $10,000 limit that was really helping but they closed it because I hadn't used it in two years (literally about a week before I intended to use it to keep it "fresh"). I've had some bumps that messed up rebuilding at first but I've been on top of it since (my BK lawyer told me to stop paying on my car & motorcycle loans that I was keeping through the BK - which caused some issues that I rectified quickly, but that still shows negatively on my scores) VERY frustrating. ![]()
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